Yintoni i-Stock Market?
I-stock market yindawo yokuthengisa elawulwayo apho esitokisini are traded.
Imarike yemasheya yindawo apho abantu bathenga kwaye bathengise izabelo zeenkampani, ezimele ipesenti yobunini kuzo. EUnited States, izitokhwe zinokubakho kuphela traded kutshintshiselwano olufana neNew York Stock Exchange (NYSE) okanye iNASDAQ. Xa umntu ethenga izabelo zenkampani i-XYZ kumntu ongumnikazi wazo, loo mntu uba ngumnini we-XYZ naye.
Uninzi lwabantu lutyala imali kwizitokhwe xa benethemba lokuba inkampani yabo iya kukhula ngexabiso kwaye ivelise imbuyekezo kubatyalo-mali. Oko kuthetha ukuba ukuba umntu utyala i-$ 1,000 ngexesha xa ecinga ukuba inkampani yakhe iya kuvelisa imbuyekezo ye-10% ngonyaka, emva konyaka omnye baya kuba ne-$ 1,100 (i-$ 1,000 + 10% yenzuzo).
Indlela iMpilo yeMali yeNkampani iLichaphazela ngayo ixabiso lesitokhwe sayo
Ukuba impilo yemali yenkampani iyancipha, ixabiso layo lesitokhwe liya kuba nefuthe elibi. Izitokhwe ezixabisa ngaphezu kwe-1.00 yeedola ngesabelo ngasinye zibhekwa "kwimali" kwaye zithengiswa kwimarike evulekileyo. Xa impilo yemali yenkampani iphucuka, kunokwenzeka ukuba isitokhwe sayo sinyuke ngexabiso.
Xa imali yenkampani iqala ukuba mandundu, izitokhwe zabo ziya kuphulukana nexabiso ngokuhamba kwexesha. Oku kunokwenzeka ngenxa yezizathu ezininzi: ukwanda kwetyala, ukunciphisa ukukhula kwengeniso kunye neengeniso, kunye nokunyuka kweendleko zenkunzi. Abatyalo-mali banokuthi baqaphele iingxaki phambi koluntu ngokubanzi kwaye bathengise izitokhwe zabo zolunye utyalo-mali okanye batshintshele kwiibhondi zokubamba okanye imali endaweni yezabelo kwiinkampani ezinobungozi ezinexabiso lempahla eguquguqukayo.
Uyenza njani imali kuTyalo-mali lwakho
Ukutyala imali kunokuba ngumsebenzi onzima, kwaye amaxesha amaninzi kunzima ukwazi ukuba uqalise njani. Isicwangciso sabaqalayo inokuba kukuqala ngolo tyalo-mali uqhelene kakhulu nalo.
Ngokomzekelo, ukuba unemali kwi-stock market, inyathelo lakho elilandelayo linokuthi lijonge kwiimali ezahlukeneyo okanye utyalo-mali kwizitokhwe ezizimeleyo ezihambelana neenjongo zakho. Ukuba unemali kwi-akhawunti yokonga, inyathelo lakho elilandelayo lisenokuba kukuhlola ii-CD okanye ezinye iintlobo zesiqinisekiso somvuzo osisigxina.
Into ebalulekileyo apha kukuba xa uqala, kungcono uqiniseke ukuba uhlala utyale imali kwishishini okanye kwiklasi ye-asethi kunokutyala imali entsha. "
Kukho iindlela ezahlukeneyo zokutyala imali yakho. Ukuba ufuna ukutyalomali kwizitokhwe okanye forex, kubalulekile ukuqwalasela iingozi. Ukuba ufuna imbuyekezo ekhawulezileyo yemali, ungacinga ngokutyala imali kwibhondi okanye kwisiqinisekiso sediphozithi.
Kwabaqalayo, kungcono ukungakwenzi ingozi imali eninzi kakhulu ngexesha elinye kwaye uqale notyalo-mali oluncinane njenge $200- $500 ukubona indlela imarike esebenza ngayo ngaphambi kokutyala imali eninzi. Xa uqala kubalulekile ukugcina iimvakalelo zakho kwaye usebenzise okulungileyo qhinga ngokulawula utyalo-mali lwakho ngaphambi kokuba luthathe ubomi bakho!
- Ungasebenzisa i-avareji yeendleko zedola nto leyo ethetha ukutyala imali elinganayo ngamaxesha ahlukeneyo ukuze amahla ndinyuka angachaphazeli yonke ipotifoliyo yotyalo-mali. I-avareji yeendleko zedola yinkqubo yokuthenga izabelo zesitokhwe esithile ngamaxesha ahlukeneyo, nangamaxabiso ahlukeneyo. Oku kwahlukile ekutyaleni yonke imali yakho ngosuku olunye kuba kukuvumela ukuba uthenge izabelo ezininzi xa ixabiso liphantsi. I-avareji yeendleko zedola inokusetyenziselwa ukonga umhlala-phantsi, umzekelo, ngokuba nemali egciniweyo kunye nezinye kwiibhondi. Ukuba kukho ukuhla okukhulu kwimarike, awuyi kulahlekelwa kakhulu ngenxa yokuba uhlukene.
- Ungasebenzisa umxube wee-stocks ezahlukeneyo kunye nee-ETF's ukwahlula utyalo-mali lwakho. Musa ukutyala imali eninzi kakhulu kwisitokhwe esinye.
UTyalo-mali lwezicwangciso zabaqalayo
Ukutyala imali yakho yindlela entle yokwenza imali eninzi. Kodwa zeziphi ezinye zezicwangciso ezinokuthi abatyali-mali abaqalayo basebenzise ukuze benze utyalo-mali oluyimpumelelo?
Abantu abaninzi banotyekelo lokutyala imali kwindlela ekhuselekileyo. Oku kungenxa yokuba abaqondi ngokupheleleyo ngeengozi ezibandakanyekayo kunye nendlela utyalo-mali olusebenza ngayo. Nangona kunjalo, kubalulekile ukuthathela ingqalelo ukuba utyalo-mali kwindlela ekhuselekileyo isenokungabi nangeniso njengezinye iindlela.
Ezinye izicwangciso ezidumileyo zabaqalayo zezi:
- Imali yesalathiso, ekuvumela ukuba utyale imali kwizitokhwe ezininzi ngexesha elinye ngeentlawulo eziphantsi
- ukohlulwa, eyabela imali yakho kumashishini ahlukeneyo kunye neentlobo zotyalo-mali. Oku kunokukunceda ukunciphisa umngcipheko ngokunciphisa ukuvezwa kwakho kulo naliphi na icandelo elinye okanye ukusebenza kwenkampani.
- I-Passive Investing, ethetha ukutyala imali ngaphandle kokurhweba nge broker okanye umcebisi
Yeyiphi eyona ndlela ingcono yokuqalisa ukutyala imali? Akukho ndlela "egqwesileyo" yokutyala imali, kodwa kukho iindlela eziqhelekileyo ezinokuba luncedo kwabaqalayo: iimali zesalathisi, izitokhwe zamazwe ngamazwe, iibhondi, izitokhwe okanye ETFs. Indlela nganye ineengenelo zayo kunye nentsilelo, kwaye kubalulekile ukuba uqwalasele iimfuno zakho ezithile ngaphambi kokukhetha ukhetho.
Kukho iindlela ezimbini zabaqalayo ukutyala imali: ukuthenga nokubamba okanye ukurhweba.
- Ukuba unexesha elide, isicwangciso sokuthenga nokubamba siluncedo. Ukurhweba, kwelinye icala, kuya kulungeleka kubatyali-mali bexesha elifutshane abangakwaziyo ukuhlala betyala imali kwinto enokuthi ingahambi ngokuthanda kwabo ixesha elide.
- Umqali traders kufuneka kwakhona iqale kancinci ngokurhweba enye okanye ezimbini asethi ukuze kuncitshiswe umngcipheko.
Izibonelelo kubaTyali-mali
Unokuqala ngokufunda incwadi malunga nokurhweba ngamasheya okanye ukutyalomali kwimarike yemasheya. Ezi ncwadi ziya kukufundisa iziseko zotyalo-mali, kwaye zinokuquka izihloko ezinjengeendlela ezahlukeneyo zokwahlula ipotifoliyo yakho, ukwenza izigqibo ezifanelekileyo zotyalo-mali, kwaye loluphi utyalo-mali olulungele wena.
Okanye uqhubeke ufunda BrokerCheck njengoko sithumela rhoqo ulwazi oluluncedo traders kunye nabatyali-mali ngokufanayo.
Imibuzo Ebuzwa Rhoqo malunga ne-Stock Market
Yintoni i-Stock Market?
Igama elithi "i-stock market" lihlala libhekisela kwelinye leengxelo ezinkulu ze-stock market, ezifana ne-Dow Jones Industrial Average okanye i-S & P 500. I-stock market kulapho abatyali-mali badibanisa ukuthenga nokuthengisa utyalo-mali ngokuqhelekileyo, izitokhwe, eziyizabelo ze-stock market. ubunini kwinkampani yoluntu.
Yintoni i-Stock Market Movement?
Unokubona isihloko seendaba esithi i-stock market ihambe iphantsi, okanye ukuba i-stock market ivaliwe okanye iphantsi kwemini. Ngokuqhelekileyo, oku kuthetha ukuba i-stock market indexes ziye zanyuka okanye zehla, oku kuthetha ukuba izitokhwe ngaphakathi kwesalathisi ziye zazuza okanye zalahlekelwa ixabiso lilonke.
Yintoni ukuthenga nokuthengisa izitokhwe?
Abatyalomali abathenga kwaye bathengise amasheya banethemba lokuguqula inzuzo ngale ntshukumo kumaxabiso esitokhwe.
Yeyiphi imingcipheko enxulumene notyalo-mali?
Uqikelelo lusekelwe kwintsebenzo yemarike yangaphambili, kwaye ukusebenza kwangaphambili akusona isiqinisekiso sokusebenza kwexesha elizayo. Awunakuqiniseka ngekamva lotyalo-mali lwakho. Banokunyusa okanye banciphise ixabiso.
