Ungaqala Njani ngokuLima ngezivuno

1. Isishwankathelo sokuLima kwezivuno?

1.1. Yintoni ulimo lwezivuno?

Ukulima kwesivuno yimali ebekwe kumaziko (Defi) isixhobo esivumelayo cryptocurrency abanini ukuze bafumane imbuyekezo ngokuboleka okanye ukubeka izinto zabo zexabiso ngaphakathi kweprotocol yeDeFi. Ibinzana elithi “ukulima isivuno” lithatyathwe kuqheliselo lokulima imbuyekezo, kanye ngendlela umlimi azilima ngayo izityalo. Kumxholo we-cryptocurrency, ukulima kwesivuno kubandakanya ukubeka i-asethi yedijithali kwi utywala pool, uhlobo lwekhontrakthi ehlakaniphile, ethi ke iququzelele iintengiselwano ezahlukeneyo ezifana nokuboleka, ukuboleka, okanye urhwebo kutshintshiselwano olunatyisiweyo (DEXs).

Eyona njongo iphambili yokulima isivuno kukuvelisa imbuyekezo kwi-cryptocurrency etyaliweyo, kaninzi ngendlela yeethokheni ezongezelelweyo okanye inzala. Ezi zimbuyekezo zinokwahluka ngokubanzi, kuxhomekeke kwiqonga elithile, i-cryptocurrency ebandakanyekayo, kunye neemeko zemarike zangoku. Ukulima kwesivuno kufumene ukuthandwa okubonakalayo ngenxa yembuyekezo ephezulu enokubakho, engaphezulu lee kwezo zifumaneka ngokugcina imali okanye iindlela zotyalo-mali. Nangona kunjalo, ikwaza nenqanaba elihambelanayo le ingozi, nto leyo eyenza ukuba kubalulekile ukuba abathathi-nxaxheba babe nokuqonda ngokucokisekileyo ngendlela esebenza ngayo.

1.2. Kusebenza Njani Ulimo Olunesivuno?

Ukulima kwesivuno kusebenza ngokusetyenziswa kweekontraka ezikrelekrele, eziziikhontrakthi ezizenzelayo kunye nemigaqo yesivumelwano ebhalwe ngokuthe ngqo kwikhowudi. Abathabathi-nxaxheba kulimo lwesivuno babonelela ngemali yokuhlawula amatyala ngokufaka ii-asethi zabo kwindawo yokugcina amanzi. Eli qula lisetyenziswa liqonga leDeFi ukwenza imisebenzi eyahlukeneyo, efana nokurhweba, ukuboleka, okanye ukuboleka.

Xa ufaka igalelo kwi-liquidity pool, ufumana iithokheni zomboneleli we-liquidity (LP) njengembuyekezo. Ezi mpawu zimele isabelo sakho echibini kwaye zingasetyenziselwa ukubuyisela idiphozithi yakho yokuqala kunye nayo nayiphi na inzala efunyenweyo okanye iintlawulo. Imbuyekezo efunyenwe ngokufama isivuno inokuvela kwimithombo emininzi, kuquka:

1. Imali yoRhwebo: Ngalo lonke ixesha a trade kwenzeka kutshintshiselwano olunatyisiweyo olusebenzisa iphuli yokuhlawula amatyala, intlawulo encinci ihlawuliswa. Inxalenye yalo mrhumo isasazwa kubaboneleli bemali yokuhlawula amatyala echibini, ngokomlinganiselo wesabelo sabo.
2. umdla: Kwamanye amaqonga, ii-asethi zakho ezidipozithiweyo zibolekwa kubaboleki, zenza inzala, ethi ke idluliselwe kuwe njengombolekisi.
3. Iimpawu zoLawulo: Amaqonga amaninzi eDeFi akhupha iithokheni zolawulo njengembuyekezo kubaboneleli bemali yokuhlawula amatyala. Ezi tokens zihlala zinika amalungelo okuvota kwizigqibo zolawulo lweqonga kwaye zinokuba njalo traded okanye ubekwe kwimbuyekezo eyongezelelweyo.

Ulimo lwesivuno lubandakanya ukubekwa kweliso rhoqo kunye nolawulo lwee-asethi ukuze kwandiswe imbuyekezo. Abathathi-nxaxheba bahlala behambisa iimpahla zabo phakathi kwamachibi ahlukeneyo kunye namaqonga okuthatha intengisovantage yezona ntlawulo zingcono zifumanekayo, umkhuba owaziwa ngokuba "ngukuzingela isivuno."

1.3. Iinzuzo zokuLima kwezivuno

Ukulima kwesivuno kubonelela ngeenzuzo ezininzi ezinokuthi ziyenze ibe nomtsalane kubanini be-cryptocurrency. Ezinye zezibonelelo eziphambili ziquka:

1. Ukubuya okuphezulu: Enye yezona zinto zinomtsalane kulimo lwesivuno sinokuba nembuyekezo ephezulu. Kwezinye iimeko, ipesenti yonyaka (APY) ingaba phezulu kakhulu kunokhetho lotyalo-mali oluqhelekileyo. Ezi mbuyekezo zinomtsalane ngakumbi ngamaxesha emfuno ephezulu yempahla ethile okanye ngexesha lokuthengisa iinkunzi.
2. Ingeniso engacacanga: Ukulima isivuno kuvumela abathabathi-nxaxheba ukuba bafumane ingeniso engenzi nto kwimali yabo ye-cryptocurrency. Esikhundleni sokugcina ii-asethi zingasebenzi kwi-wallet, abasebenzisi banokuzifaka kwindawo yokugcina amanzi ukuze benze imbuyekezo.
3. Ukuvezwa kwiiProjekthi eziNtsha: Ukulima kwesivuno kudla ngokubandakanya ukufumana amathokheni amatsha njengembuyekezo, enokubonelela ngokukhawuleza kwiiprojekthi zeDeFi ezikhulayo. Ezi tokens zinokunyuka kwixabiso ngokuhamba kwexesha, zinika inzuzo eyongezelelweyo ngaphaya kwembuyekezo yokuqala yokulima isivuno.
4. Ukumiselwa kwamalungelo: Ukulima kwesivuno yinxalenye yentshukumo ebanzi yeDeFi, egxininisa ukunatyiswa kwamagunya kunye nokususwa kwabameli bezemali bemveli. Oku kunika abasebenzisi ulawulo oluthe kratya kwimpahla yabo kunye nokukwazi ukuthatha inxaxheba kwinkqubo yezemali yehlabathi jikelele, engenamvume.
5. Uthatho-nxaxheba loluntu: Ngokufumana amathokheni olawulo, abalimi besivuno banokuthatha inxaxheba kwinkqubo yokuthatha izigqibo zeeplatifomu zeDeFi, igalelo kwisikhokelo kunye nophuhliso lwezi projekthi.

2. Ukukhetha iQonga

2.1. Izinto ekufuneka ziqwalaselwe xa ukhetha iqonga

Ukukhetha iqonga elifanelekileyo lokufama kwesivuno sisigqibo esibalulekileyo esinokuchaphazela imbuyekezo yakho kunye namava xa ewonke. Ngokukhula okukhawulezayo kwezemali ezinatyisiweyo, kuye kwavela amaqonga amaninzi, ngalinye libonelela ngeempawu ezahlukeneyo, imivuzo, kunye namanqanaba omngcipheko. Nazi ezinye izinto ezibalulekileyo ekufuneka ziqwalaselwe xa ukhetha iqonga lokulima isivuno:

2.1.1. Khu seleko

Ukhuseleko kufuneka lube yeyona nto iphambili xa ukhetha iqonga lokulima isivuno. Kuba iiplatifti zeDeFi zisebenza kwiikontraka ezikrelekrele, zichaphazeleka kwiimpazamo kunye nokuba sesichengeni. Khangela amaqonga athe aphicothwa ngokucokisekileyo ziifemu zokhuseleko ezaziwayo. Ukongeza, phanda ngembali yeqonga ngayo nayiphi na intshukumo yokhuseleko yangaphambili okanye izehlo.

2.1.2. Isidima kunye neTrasti yoLuntu

Isidima seqonga ngaphakathi crypto uluntu luphawu oluqinileyo lokuthembeka kwalo. Iiplatforms eziye zahlala ixesha elide kwaye zinoluntu oluqinileyo, olusebenzayo ngokubanzi luthembeke ngakumbi. Jonga umsebenzisi ncomo, iiforam, kunye neengxoxo kwimidiya yoluntu ukulinganisa igama leqonga.

2.1.3. Utywala

Inqanaba lokungabikho kwemali eqongeni libalulekile kuba lichaphazela ukukwazi kwakho ukungena kunye nokuphuma kwiindawo ngokulula. Ukusetyenziswa kwemali okuphezulu kukwathande ukunciphisa ukutyibilika, ukwenza trades esebenza ngakumbi. Amaqonga anamanzi amachibi amakhulu nasebenzayo ahlala azinzile kwaye anikezela ngembuyekezo engcono ngenxa yokuguquguquka kwexabiso eliphantsi.

2.1.4. Imali

Iiplatifti ezahlukeneyo zihlawulisa iintlawulo ezahlukeneyo zentengiselwano, iidiphozithi, kunye nokurhoxiswa. Ezi ntlawulo zinokuchaphazela kakhulu imbuyekezo yakho, ngakumbi ukuba uhlala uhambisa iimpahla phakathi kwamachibi okanye amaqonga. Kubalulekile ukuqonda ubume bemirhumo yeqonga, kubandakanywa naziphi na iindleko ezifihlakeleyo, phambi kokuba wenze imali yakho.

2.1.5. Iimpawu ezixhaswayo kunye namachibi

Iindidi zamathokheni kunye namachibi akhoyo akhoyo eqongeni anokuba nefuthe kwisigqibo sakho. Amanye amaqonga axhasa uluhlu olubanzi lwamathokheni, anikezela ngamathuba amaninzi ulwahlulo. Ukongeza, qwalasela ukuba iqonga liyayixhasa i-stablecoins, enokubonelela ngenketho ephantsi yomngcipheko ngaphakathi kokulima kwakho isivuno. qhinga.

2.1.6. Ulwakhiwo lwemivuzo

Amaqonga okulima isivuno ahlala ekhuthaza intatho-nxaxheba ngemivuzo, efana neethokheni zolawulo, iibhonasi zestaking, okanye ukucuthwa komrhumo. Vavanya ulwakhiwo lwemivuzo ukuze uqonde ukuba luyichaphazela njani imbuyekezo yakho. Amanye amaqonga abonelela ngemivuzo ephezulu yokubonelela ngemali yokuhlawula amatyala kumachibi athile, anokuthi ahambelane neenjongo zakho zotyalo-mali.

2.1.7. Ujongano lomsebenzisi kunye namava

Ujongano olusebenziseka lula lunokwenza umahluko obonakalayo, ngakumbi kwabo basandula ukufumana isivuno sokufama. Amaqonga aneedeshibhodi ezicacileyo, imiyalelo ecacileyo, kunye nenkxaso yabathengi abaphendulayo zikhethwa ngokubanzi, njengoko zenza lula inkqubo yokulawula utyalo-mali lwakho.

2.1.8. Imekobume yoLawulo

Njengoko ulimo lwesivuno lusebenza ngaphakathi kwe-ecosystem ye-DeFi ebanzi, kubalulekile ukuqwalasela imeko-bume yolawulo lolawulo lweqonga. Amanye amaqonga anokujongana nemiceli mngeni yolawulo okanye izithintelo, ezinokuchaphazela ukusebenza kwazo okanye ukukwazi kwakho ukufikelela eqongeni.

2.2. IiPlatifomu zokuLima zesivuno ezidumileyo

Amaqonga aliqela afumene ukuvelela kwindawo yokulima isivuno, ngalinye libonelela ngeempawu ezizodwa kunye neenzuzo. Nanga amanye amaqonga adumileyo:

1. Ukutshintsha ipancake

I-PancakeSwap yi-exchange decentralized (DEX) eyakhelwe kwi-Binance Smart Chain (BSC). Iye yaba lelona qonga lidumileyo lokulima isivuno ngenxa yemirhumo ephantsi yentengiselwano kunye noluhlu olubanzi lwamachibi okuthengisa amanzi. Abasebenzisi banokubeka ii-asethi zabo kumachibi ahlukeneyo ukuze bafumane iKAKE, umqondiso weqonga weqonga. I-PancakeSwap ikwabonelela ngeempawu ezongezelelweyo ezifana neelotho, iithokheni ezingafungiyo (I-NFTs), kunye neMinikelo yaseFama yokuQala (IFOs).

eziluncedo:

• Imirhumo ephantsi xa kuthelekiswa neeplatifti ezisekelwe kwi-Ethereum.
• Ukusetyenziswa kwemali okuphezulu kunye nesiseko somsebenzisi osebenzayo.
• Amathuba amaninzi okufumana ingeniso ngaphaya kokufuya isivuno semveli.

neengozi:

• Ngokuthelekisa umngcipheko omkhulu ngenxa yokuba kwi-Binance Smart Chain, ethathwa njengengaphantsi kwe-Ethereum.
• Ukubanakho ukuvezwa okuphezulu kwiiprojekthi ezintsha, ezingavavanywanga.

2. Ukungakhethi

U-Uniswap ungomnye wamaqonga oovulindlela kwindawo ye-DeFi, esebenza kwi-Ethereum blockchain. Yazisa i-automation umenzi wentengiso (AMM) imodeli, evumela abasebenzisi ukuba trade kunye nokubonelela ngemali yokuhlawula amatyala ngokuthe ngqo kwizipaji zabo. Ithokheni yendalo ka-Uniswap, i-UNI, inokufunyanwa ngonikezelo lwemali yokuhlawula amatyala kunye ne-staking.

eziluncedo:

• Iqonga elisekiweyo nelihloniphekileyo elinesiseko esikhulu sabasebenzisi.
• Umbane ophezulu kunye noluhlu olubanzi lwamathokheni axhaswayo.
• Irekhodi eyomeleleyo yokhuseleko kunye nophicotho oluninzi.

neengozi:

• Imirhumo yegesi ephezulu ngenxa yenethiwekhi ye-Ethereum, eyenza ukuba ifikeleleke kakhulu kubatyalo-mali abancinci.
• Ukhuphiswano lwembuyekezo yokubonelela ngemali yokuhlawula amatyala lunzima, olunokuthi lube nembuyekezo ephantsi.

3. Ewe

I-Aave liqonga lokubolekisa ngemali elivumela abasebenzisi ukuba baboleke kwaye baboleke uluhlu olubanzi i-cryptocurrencies. Ukulima kwesivuno kwi-Aave kubandakanya ukuboleka ii-asethi ukuze ufumane inzala, kunye ne-staking AAVE, uphawu lolawulo lweqonga, ukufumana imivuzo eyongezelelweyo. I-Aave ibonelela ngeempawu eziphambili ezinje ngeemali-mboleko ezikhawulezayo kunye nokutshintsha isantya phakathi kwamazinga enzala amiselweyo kunye noguquguqukayo.

eziluncedo:

• Iimpawu ezintsha ezifana nemboleko mali kunye namazinga enzala aguqukayo.
• Ugxininiso olomeleleyo kukhuseleko kwaye lwenziwe uphicotho oluninzi.
• Iprofayili yomngcipheko osezantsi xa ithelekiswa namanye amaqonga okulima isivuno ngenxa yemodeli yayo yokubolekisa.

neengozi:

• Imbuyekezo enokwenzeka esezantsi xa kuthelekiswa namaqonga agxile kuphela kubonelelo lwemali yokuhlawula amatyala.
• Ukuntsonkotha kweqonga kunokuba ngumngeni kwabaqalayo.

3. Ukuqonda imiGaqo engundoqo

Ukuzibandakanya ngokusebenzayo kulimo lwesivuno, kubalulekile ukuqonda iingqikelelo ezisisiseko eziqhuba iindlela zokwabela amagunya emali (DeFi). Ezi ngcamango azikuncedi kuphela ukwenza izigqibo ezinolwazi kodwa zikuvumela ukuba ulawule umngcipheko ngokufanelekileyo. Kweli candelo, siza kuphonononga kwiikhonsepthi eziphambili ze-liquidity pools, ii-automated market makers (AMMs), ilahleko engapheliyo, kunye nomahluko phakathi kwe-APY ne-APR.

3.1. Amanzi ombane

Amadama ombane ngumqolo wotshintshiselwano olubekwe eluntwini (DEXs) kunye namaqonga amaninzi okulima isivuno. I-liquidity pool yingqokelela yemali etshixelwe kwikhontrakthi ehlakaniphile, eququzelela ukurhweba ngotshintshiselwano olunatyisiweyo. Endaweni yokuthembela kwincwadi yeodolo yesiko, apho abathengi kunye nabathengisi badityaniswa khona, amachibi ombane anika amandla ngoko nangoko. trades ngokuvumela abasebenzisi ukuba batshintshe iithokheni ngqo ngaphakathi kwidama.

Idama ngalinye lamanzi liqulathe izibini zeempawu, ezifana ne-ETH/DAI okanye i-BTC/USDT. Xa abasebenzisi bebonelela nge-liquidity echibini, bafaka amaxabiso alinganayo amathokheni omabini echibini. Ukubuyisela, bafumana iithokheni zomboneleli we-liquidity (LP), ezimele isabelo sabo se-pool. Ezi mpawu ze-LP zingasetyenziselwa ukukhulula isabelo sabo se-pool, kunye nayo nayiphi na imali efunyenweyo evela kumsebenzi wokurhweba ngaphakathi kwechibi.

Ubungakanani bechibi lombane kunye nomlinganiselo weethokheni ezingaphakathi kuwo zichaza ixabiso le-asethi echibini. Xa a trade kwenzeka, umlinganiselo we-pool ulungelelaniswa, kwaye ixabiso elitsha libonisa utshintsho. Le nkqubo iqinisekisa ukuba trades inokuhlala isenzeka, okoko nje kukho umbane echibini, ngaphandle kwemfuneko yeqabane elithe ngqo.

3.2. Abenzi beMarike abaZizenzekelayo (AMMs)

Abenzi beMarike abaZisebenzelayo (AMMs) luhlobo lweprothokholi enika amagunya otshintshiselwano olunatyisiweyo kunye namachibi okuhlawula amatyala. Esikhundleni sokusebenzisa incwadi yoku-odola ukufanisa abathengi kunye nabathengisi, ii-AMM zisebenzisa iifomyula zemathematika ukuseta amaxabiso amathokheni ngaphakathi kwi-liquidity pool. Eyona fomyula ixhaphakileyo esetyenziswa zii-AMM yifomula yemveliso engaguqukiyo, emelwe ngolu hlobo:

[ x \ amaxesha y = k ]

Apho ( x ) kunye ( y ) namanani eethokheni ezimbini echibini, kwaye ( k ) ayitshintshi. Le fomyula iqinisekisa ukuba imveliso yomthamo wethokheni ihlala ifanayo ngaphambi nangemva kokuba trade, ngokulungelelanisa ngokuzenzekelayo amaxabiso omqondiso ngokusekelwe kwi trade ubungakanani.

Ii-AMM zivumela nabani na ukuba abe ngumenzi wemarike ngokubonelela ngemali yokuhlawula amatyala echibini. Olu tshintsho lwenzela idemokhrasi ukwenziwa kweemarike, ebezigcinelwe amaziko amakhulu emali. Ii-AMM ziyinxalenye ebalulekileyo ye-DeFi kuba zivumela urhwebo oluqhubekayo kunye nokubonelela ngemali yokuhlawula amatyala ngaphandle kokufuna igunya eliphakathi.

Nangona kunjalo, ii-AMM azinayo imingeni yazo. Eyona nto iphawulekayo kwezi yilahleko engapheliyo, umngcipheko ababoneleli bemali yokuhlawula amatyala abajongene nawo xa ixabiso leethokheni echibini litshintsha kakhulu ukusuka xa babeqala ukubonelela ngemali yokuhlawula amatyala.

3.3. Ilahleko engapheliyo

Ilahleko engapheliyo yenzeke xa ixabiso leethokheni kwi-liquidity pool liyahlukana kwixabiso ezifakwe kulo. Le lahleko "ayinasiphelo" kuba iyenzeka kuphela ukuba umboneleli wemali yokuhlawula amatyala urhoxisa iithokheni zabo echibini ngaphambi kokuba amaxabiso ahlangane abuyele kwimeko yawo yangaphambili. Ukuba amaxabiso abuyela kumlinganiselo wawo wokuqala, ilahleko iyalahlwa.

Ukuqonda ilahleko engapheliyo, cinga ngomzekelo apho ubonelela ngemali yokuhlawula amatyala kwi-ETH/DAI pool. Ukuba ixabiso le-ETH liphakama ngokuphawulekayo xa lithelekiswa ne-DAI, i-algorithm ye-pool iya kulungelelanisa ngokuzenzekelayo umlinganiselo we-ETH ukuya kwi-DAI echibini ukuze ugcine ibhalansi. Ngenxa yoko, uphela une-ETH encinci kunye ne-DAI eninzi echibini kunokuba ubuyifakile. Ukuba uyarhoxisa imali yakho yokuhlawula amatyala ngeli xesha, uya kufumana i-ETH embalwa kunokuba ubuyinikile ekuqaleni, okukhokelela kwilahleko xa kuthelekiswa nokubamba nje i-ETH yakho.

Ubungakanani belahleko engapheliyo buxhomekeke kubungakanani botshintsho lwexabiso. Okukhona umahluko omkhulu kumaxabiso okuqala, kokukhona inkulu ilahleko engapheliyo. Nangona kunjalo, ababoneleli bemali yokuhlawula amatyala basafumana imirhumo yokurhweba, enokuthi ihlawule ilahleko engapheliyo, ngakumbi kwiiphuli ezinomthamo ophezulu. Lo mngcipheko ugxininisa ukubaluleka kokukhetha amachibi okuhlawula amatyala ngononophelo kunye nokuqonda okunokwenzeka trade-iimpazamo.

3.4. APY vs. APR

Ipesenti yoNyaka yeSivuno (APY) kunye nexabiso lepesenti yoNyaka (APR) zimilinganiselo ezimbini eziqhele ukusetyenziswa kulimo lwesivuno ezilinganisa imbuyekezo enokubakho kutyalo-mali lwakho. Nangona zinokubonakala zifana, zimele imiba eyahlukeneyo yembuyekezo, kwaye ukuqonda umahluko phakathi kwazo kubalulekile xa kuvavanywa amathuba okufama kwesivuno.

Ipesenti yoNyaka yeSivuno (APY): I-APY imele umlinganiselo wokwenyani wembuyekezo kutyalo-mali, kuthathelwa ingqalelo isiphumo sokudibanisa inzala. Ukudibanisa kwenzeka xa ufumana inzala kutyalo-mali lwakho lokuqala kunye nakwinzala esele yongeziwe. Kumxholo wokulima isivuno, i-APY isetyenziselwa ukubonisa imbuyekezo enokubakho ukuba umvuzo utyalwa ngokuqhubekayo kwi-pool okanye kwiprotocol.

Umzekelo, ukuba ufumana umvuzo ngendlela yamathokheni, kwaye ezo mpawu zibuyiselwa ngokuzenzekelayo kwi-liquidity pool, iimbuyekezo zakho ziya kubumba, kwaye i-APY iya kubonisa ezi zimbuyekezo ezidibeneyo.

Ipesenti yoNyaka (APR): I-APR, kwelinye icala, lizinga lenzala elilula elingaphenduliyo ngokudibanisa. Imele imbuyekezo yonyaka kutyalo-mali lwakho ngaphandle kokuqwalasela utyalo-mali ngokutsha lwengeniso. Kulimo lwesivuno, i-APR ihlala isetyenziselwa ukubonisa inqanaba lembuyekezo yesiseko ngaphambi kokuba kuhlanganiswe okanye kufakwe imivuzo eyongezelelweyo.

I-APR isezantsi kune-APY kuba ayibandakanyi inzuzo yokudibanisa. Nangona kunjalo, ibonelela ngomfanekiso ocacileyo wesiseko somvuzo osuka kumanzi ombane okanye iprotocol, iyenza ibe yimetric eluncedo yokuthelekisa amathuba ahlukeneyo okufama isivuno.

4. Ndiyaqalisa

Nje ukuba uziqonde iingqikelelo ezingundoqo zokufama kwesivuno, inyathelo elilandelayo kukuseka izixhobo eziyimfuneko kwaye wenze utyalo-mali lwakho lokuqala. Eli candelo liza kukukhokela kwinkqubo, ukusuka ekusekweni kwe-wallet ye-cryptocurrency ukubonelela nge-liquidity kwiqonga le-DeFi.

4.1. Ukuseta iWallet

Inyathelo lokuqala ekulimeni isivuno kukuseka isipaji cryptocurrency exhasa izicelo zemali decentralized (DeFi). I-wallet ibalulekile ekusebenzisaneni namaqonga e-DeFi, njengoko igcina iimpahla zakho zedijithali kwaye ikuvumela ukuba uqhagamshele kwiiprothokholi ezahlukeneyo.

Izipaji ezidumileyo:

• IMetaMask: I-MetaMask yenye yezona zixhobo ezisetyenziswa kakhulu ze-Ethereum. Iyafumaneka njengolwandiso lwebrawuza yeChrome, Firefox, kunye neBrave, kunye neapp ephathwayo. I-MetaMask ikuvumela ukuba udibane ne-Ethereum-based DeFi platforms ngqo kwi-browser yakho. Ixhasa uluhlu olubanzi lwamathokheni kwaye iyaziwa ngokukhululeka kwayo ekusebenziseni.
• Trust Trust: I-Trust Wallet yi-wallet yeselula exhasa iibhloko ezininzi, kuquka i-Ethereum, i-Binance Smart Chain, kunye nokunye. Iguquguquka kakhulu, inikezela ngestakeki eyakhelweyo kunye nokufikelela kwizicelo ezinatyisiweyo (dApps). I-Trust Wallet ithandwa kakhulu phakathi kwabasebenzisi beBinance Smart Chain.
• Ledger Nano S/X: I-Ledger Nano S kunye ne-X zizipaji zehardware ezibonelela ngokhuseleko olongezelelweyo ngokugcina izitshixo zakho zabucala ngaphandle kweintanethi. Ngelixa ingekho lula njengezipaji zesoftware, zibonelela ngokhuseleko olongezelelweyo, ngakumbi kwizixa ezikhulu ze-cryptocurrency. Izipaji zeLedger zingasetyenziswa ngokubambisana neMetaMask ukusebenzisana namaqonga eDeFi.

Ukuseta iMetaMask:

1. Khuphela uze ufake: Ndwendwela iwebhusayithi yeMetaMask esemthethweni okanye ivenkile eyongeziweyo yesikhangeli sakho ukuze ukhuphele kwaye ufake ulwandiso lweMetaMask. Landela imiyalelo yokuhlohla ukuyongeza kwibrawuza yakho.
2. Yenza iWallet: Emva kokufaka iMetaMask, vula ulwandiso kwaye ukhethe "Yenza iWallet." Uya kucelwa ukuba wenze igama eliyimfihlo kwaye emva koko ufumane ibinzana lembewu elinamagama ali-12. Eli binzana lembewu libalulekile ekubuyiseleni isipaji sakho ukuba uphulukene nofikelelo kuso, ngoko sigcine ngokukhuselekileyo kwaye ungaze wabelane ngaso nabani na.
3. Yongeza iNgxowa-mali: Nje ukuba i-wallet yakho imiselwe, unokongeza imali ngokuthenga i-cryptocurrency ngokutshintshiselana kwaye uyithumele kwidilesi yakho ye-wallet ye-MetaMask. Ungafumana idilesi yesipaji sakho phezulu kujongano lweMetaMask.
4. Qhagamshela kwinethiwekhi: Ngokungagqibekanga, i-MetaMask idibanisa kwi-mainnet ye-Ethereum, kodwa unokutshintshela kwamanye amanethiwekhi afana neBinance Smart Chain okanye iPolygon, kuxhomekeke apho uceba ukubandakanya ukulima isivuno. Ukongeza inethiwekhi entsha, yiya ku "Izicwangciso"> "IiNethiwekhi"> "Yongeza iNethiwekhi" kwaye ufake iinkcukacha ezifunekayo.

4.2. Ukufakwa kweMali kwiPlatform

Nje ukuba isipaji sakho simiselwe kwaye sixhaswe ngemali, inyathelo elilandelayo kukufaka ii-asethi zakho kwindawo yokulima isivuno. Le nkqubo ibandakanya ukudibanisa isipaji sakho kwiqonga le-DeFi kwaye udlulisele iithokheni ozikhethileyo kwiqonga le-liquidity pool okanye isivumelwano se-staking.

1. Khetha iQonga: Ngokusekelwe kuphando lwakho kunye nezinto ezixoxwe kwicandelo elidlulileyo, khetha iqonga lokufama lesivuno elihambelana neenjongo zakho zotyalo-mali kunye nokunyamezela umngcipheko. Kwesi sikhokelo, siya kucinga ukuba usebenzisa iqonga elinje Uniswap okanye iPancakeSwap.
2. Qhagamshela isipaji sakho: Ndwendwela iwebhusayithi esemthethweni yeqonga kwaye ujonge inketho yokudibanisa isipaji sakho. Uninzi lwamaqonga aneqhosha elithi "Qhagamshela iWalethi" ekunene kwesikrini. Cofa kwaye ukhethe umboneleli wakho we-wallet (umzekelo, iMetaMask). Landela imiyalelo ukugunyazisa uqhagamshelo.
3. Iimali zeDipozithi: Emva kokudibanisa isipaji sakho, yiya kwicandelo leqonga apho ungafaka khona imali okanye wongeze imali. Kuya kufuneka ukhethe amathokheni onqwenela ukuwafaka kwaye uchaze imali. Ukuba ubonelela ngamanzi echibini, kuya kufuneka ukuba udiphozithe ixabiso elilinganayo lamathokheni omabini kwisibini (umzekelo, i-ETH kunye ne-DAI).
4. Qinisekisa iNtengiselwano: Nje ukuba ufake iinkcukacha, kuya kufuneka uqinisekise intengiselwano kwiwalethi yakho. I-MetaMask iya kukukhuthaza ukuba uvume ukuthengiselana, ubonise iifizi zegesi ezifunekayo. Emva kokuqinisekiswa, iithokheni zakho ziya kufakwa kwiqonga, kwaye uya kufumana amathokheni e-LP ngokubuyisela.

4.3. Ukukhetha i-Liquidity Pool

Ukukhetha iphuli efanelekileyo yokuhlawula amatyala kubalulekile ekwandiseni imbuyekezo yakho kunye nokulawula umngcipheko. Iiphuli ezahlukeneyo zibonelela ngamanqanaba ahlukeneyo emivuzo, kwaye imingcipheko ehambelana nephuli nganye inokwahluka kakhulu.

Izinto Emaziqwalaselwe:

• Ukuguquguquka komqondiso: Amachibi abandakanya amathokheni aguquguqukayo (umzekelo, i-ETH/BTC) inomngcipheko ophezulu welahleko engapheliyo kodwa ihlala inikezela ngemivuzo ephezulu. Amachibi ane-stablecoins (umzekelo, i-USDC / i-DAI) ngokubanzi anemingcipheko ephantsi kodwa kunye nembuyekezo ephantsi.
• YokuThengisa uMqulu: Iiphuli ezinomthamo ophezulu zivelisa iintlawulo ezininzi, ezisasazwa kubaboneleli bemali yokuhlawula amatyala. Amadama anemithamo ephezulu yokurhweba adla ngokuba nengeniso eninzi.
• Iinkuthazo zeQonga: Amanye amaqonga anikezela ngembuyekezo eyongezelelweyo yokubonelela ngemali yokuhlawula amatyala kumachibi athile, njengamathokheni olawulo okanye imbuyekezo eyongeziweyo. Ezi zikhuthazi zinokuwukhulisa kakhulu umvuzo wakho.

Amachibi oMzekelo:

• Uniswap ETH/USDT: I-pool ethandwayo kunye nomthamo ophezulu wokurhweba, enika ibhalansi phakathi kweembuyekezo kunye nomngcipheko ngenxa yobume obuzinzile be-USDT.
• I-PancakeSwap CAKE/BNB: I-pool ephezulu yomvuzo kwi-Binance Smart Chain, kodwa kunye neengozi eziphezulu ngenxa yokuguquguquka okunokwenzeka kwe-CAKE kunye ne-BNB.
• Aave DAI Pool yokuBoleka: Endaweni yechibi lemveli lokusebenzisa amanzi, i-Aave ikuvumela ukuba uboleke ii-stablecoins ezifana ne-DAI ukuze ufumane amava okulima azinzileyo kunye nomngcipheko ophantsi.

4.4. Ukubonelela ngeLiquidity

Emva kokukhetha ichibi lemali yokuhlawula amatyala, inyathelo lokugqibela kukubonelela ngemali yokuhlawula amatyala. Oku kubandakanya ukubeka iithokheni zakho ezikhethiweyo echibini kwaye ufumane iithokheni zeLP ngembuyekezo.

1. Iimpawu zediphozithi: Eqongeni, khetha iphuli ye-liquidity onqwenela ukuyijoyina. Faka isixa sophawu ngalunye ofuna ukulufaka. Qinisekisa ukuba unexabiso elilinganayo lamathokheni omabini ukuphepha naziphi na iimpazamo.
2. Vuma iiTokens: Ngaphambi kokufaka idiphozithi, unokufuna ukuvuma iqonga lokuchitha iithokheni zakho. Olu luphawu lokhuseleko olufuna ukuqinisekiswa kwakho ngaphambi kokuba iqonga libe nokufikelela kwii-asethi zakho.
3. Yongeza ubuNyezi: Emva kolwamkelo, cofa iqhosha elithi "Yongeza uBukhwekhwe" okanye iqhosha elifanayo. Qinisekisa ukuthengiselana kwi-wallet yakho, kwaye iqonga liya kufaka iithokheni zakho echibini.
4. Fumana i-LP Tokens: Emva kokuba intengiselwano iqinisekisiwe, uya kufumana iimpawu ze-LP ezimele isabelo sakho se-pool. Ezi tokens zinokufakwa kwezinye iiplatifti zemivuzo eyongezelelweyo okanye zibanjwe ukubanga isabelo sakho somvuzo we-pool.

5. Amaqhinga kunye nemingcipheko

Kulimo olunesivuno, impumelelo ayixhomekekanga ekuqondeni imiba esisiseko kuphela kodwa nasekuphumezeni ngempumelelo qhinga kunye nokulawula imingcipheko. Eli candelo lizakubandakanya izicwangciso-qhinga zokulima isivuno esidumileyo, iindlela ezibalulekileyo zolawulo lomngcipheko, kunye nendlela yokukhusela impahla yakho kwimigibe efana nelahleko engapheliyo.

5.1. Izicwangciso ezidumileyo zokuLima kweZivuno

Ulimo lwesivuno lubonelela ngeendlela ezahlukeneyo zobuchule, ngalinye lineprofayile yalo yomngcipheko womvuzo. Ukhetho lwakho lwesicwangciso kufuneka luhambelane nokunyamezela kwakho umngcipheko, iinjongo zotyalo-mali, kunye nokuqonda ukuguquguquka kweemarike.

1. kwinani

I-Staking ibandakanya ukutshixa amathokheni akho kwiprotocol ye-DeFi ukuze ufumane umvuzo, ngokuqhelekileyo ngendlela yeethokheni ezongezelelweyo. Esi sicwangciso sisetyenziswa ngokuqhelekileyo kwiiplatifti ezifuna ukuba abathathi-nxaxheba bafake iithokheni zabo zokuzalwa ukuze bakhusele inethiwekhi okanye bathathe inxaxheba kulawulo. I-Staking ngokuqhelekileyo ithathwa njengomngcipheko omncinci kunezinye iindlela zokulima isivuno kuba ihlala ibandakanya idiphozithi ye-asethi enye, ukunciphisa ubunzima kunye nomngcipheko welahleko engapheliyo.

Ngokomzekelo, i-staking ETH kwi-deposit contract ye-Ethereum 2.0 ivumela abathathi-nxaxheba ukuba bafumane umvuzo njengoko uthungelwano lutshintsha ukusuka kubungqina bomsebenzi (PoW) ukuya kubungqina be-stake (PoS). Ngokukwanjalo, amaqonga afana ne-Aave abonelela ngeendlela zokukhetha apho abasebenzisi banokubeka iithokheni ze-AAVE ukuze bafumane i-AAVE eyongezelelweyo okanye banciphise imirhumo yokuboleka.

2. Imigodi yoTywala

Ukwembiwa kwemigodi yenye yezona ndlela zidumileyo zokulima isivuno, apho abathathi-nxaxheba babonelela ngemali yokuhlawula amatyala echibini kwaye, ngembuyekezo, bafumana imbuyekezo ngohlobo lwethokheni yeqonga. Esi sicwangciso sisoloko sibandakanya ukudiphozitha izibini zamathokheni kwindawo yokuthengisa izinto. Iimbuyekezo zivela kwiimali zombini zokurhweba eziveliswa ngaphakathi kwedama kunye neethokheni ezongezelelweyo ezikhutshwe yiqonga njengezikhuthazo.

Ngokomzekelo, kwi-Uniswap, ababoneleli be-liquidity bafumana inxalenye yemali yokurhweba eyenziwa yi-pool, ngelixa iiplatifomu ezifana ne-PancakeSwap zinokunika imivuzo eyongezelelweyo ngendlela yeethokheni ze-CAKE. Ukumbiwa kwemigodi kunokwenza ingeniso ephezulu, ngakumbi xa iiprojekthi ezintsha zinika inkuthazo ebalulekileyo ukutsala imali yokuhlawula amatyala. Nangona kunjalo, ikwaza nemingcipheko ephezulu, ngakumbi ngenxa yelahleko engapheliyo.

3. Isivuno Aggregators

I-aggregators yesivuno ngamaqonga akhulisa ngokuzenzekelayo amacebo okulima isivuno kuzo zonke iiprothokholi zeDeFi. Badibanisa iimali zabasebenzisi kwaye bazisasaze kuwo onke amathuba okulima anengeniso. Esi sicwangciso sinenzuzo kubasebenzisi abakhetha indlela yokucima izandla kwaye bafuna ukwandisa imbuyekezo yabo ngaphandle kokubeka iliso rhoqo kwimarike.

Abadibanisi besivuno abadumileyo abanje ngeMali ye-Year kunye ne-Harvest Finance basebenzisa ii-algorithms ezintsonkothileyo ukutshintshela phakathi kweeprothokholi ezahlukeneyo, beqinisekisa ukuba imali yabasebenzisi ihlala ifumana esona sivuno siphezulu sinokwenzeka. Ngelixa esi sicwangciso senza lula inkqubo yokulima isivuno, sikwazisa umaleko owongezelelweyo womngcipheko, njengoko abasebenzisi bexhomekeke kwiikontraki ezihlakaniphile kunye nezicwangciso ze-aggregator.

5.2. Iindlela zoLawulo loMngcipheko

Ukulima okunesivuno, ngelixa kunengeniso, nako kugcwele imingcipheko. Ulawulo olusebenzayo lomngcipheko lubalulekile ekukhuseleni impahla yakho kunye nokuqinisekisa imbuyekezo ezinzileyo. Nazi ezinye iindlela ezibalulekileyo zokulawula imingcipheko kulimo lwesivuno:

1. ukohlulwa

Ukwahluka sisicwangciso esisisiseko solawulo lomngcipheko esibandakanya ukusasaza utyalo-mali lwakho kumaqonga amaninzi, iiphuli, kunye neethokheni. Ngokwahlula imisebenzi yakho yokulima isivuno, unciphisa ifuthe lalo naliphi na iqonga lokusilela, ukuhla kwexabiso lophawu, okanye esinye isiganeko esibi.

Umzekelo, endaweni yokwabela zonke iimali zakho kwiphuli eyodwa enomvuzo ophezulu, cinga ngokusasaza kuzo zonke iiphuli ezinamazinga ahlukeneyo omngcipheko. Ngale ndlela, ukuba ichibi elinye aliqhubi kakuhle okanye lifumana ilahleko engapheliyo, iinzuzo ezisuka kwamanye amadama zinganceda ukuphelisa ilahleko.

2. Ukubekw'esweni kwarhoqo kunye nokuHlanganisa ngokutsha

Ukufuya isivuno asingomsebenzi wokumisela kwaye ulibale. Iimeko zemarike, amaxabiso amathokheni, kunye nenkuthazo yeqonga inokutshintsha ngokukhawuleza, echaphazela imbuyekezo yakho. Hlala ubeke esweni utyalo-mali lwakho kwaye uhlengahlengise ipotifoliyo yakho njengoko kufuneka. Oku kunokubandakanya ukuhambisa iimpahla zakho kwiiphuli ezinengeniso ethe chatha, ukurhoxa kubuchule obungaqhubi kakuhle, okanye ukulungelelanisa ulwabiwo lwakho ngokusekelwe kwiintsingiselo zemarike.

Ukusebenzisa izixhobo ezifana nedeshibhodi yeDeFi (umzekelo, iZapper, iZerion) inokukunceda ugcine umkhondo wezikhundla zakho kumaqonga amaninzi, okwenza kube lula ukujonga nokulawula imisebenzi yakho yokulima isivuno.

3. Ukuqonda Ilahleko engapheliyo

Ilahleko engapheliyo ingumngcipheko obonakalayo kulimo lwesivuno, ngakumbi kumadama ombane aneepere eziguquguqukayo zophawu. Ukuqonda indlela ilahleko engapheliyo esebenza ngayo kunye nefuthe layo elinokubakho kwimbuyekezo yakho kubalulekile kulawulo olusebenzayo lomngcipheko. Njengomthetho jikelele, cinga ukubonelela nge-liquidity kumachibi anezibini ze-stablecoin (umzekelo, i-USDC / i-DAI) ukuba ufuna ukunciphisa umngcipheko welahleko engapheliyo.

Ezinye iiplatifomu nazo zibonelela ngokukhuselwa kwelahleko engapheliyo, apho iqonga lihlawulela ababoneleli bemali ye-liquidity inxalenye yelahleko ukuba barhoxisa imali yabo emva kwexesha elithile. Cinga ukusebenzisa amaqonga anjalo ukuba unenkxalabo malunga nelahleko engapheliyo.

4. IiProthokholi ze-Inshurensi

Iiprothokholi ze-inshorensi ye-DeFi njenge-Nexus Mutual kunye neProtokholi ye-Cover zibonelela ngokhuseleko ngokuchasene nokungaphumeleli kwekhontrakthi ehlakaniphile, ii-hacks, kunye neminye imingcipheko ethe ngqo kwi-DeFi. Ukuthenga i-inshorensi yemisebenzi yakho yokulima isivuno kunokunika uxolo lwengqondo kunye nenethi yokhuseleko xa kukho iziganeko ezingalindelekanga. Nangona oku kongeza kwiindleko ezipheleleyo, ukhuseleko olunikezelayo lunokufaneleka utyalo-mali, ngakumbi kwizikhundla eziphezulu zexabiso.

5.3. Ukukhusela Impahla Yakho

Ukukhusela ii-asethi zakho kulimo lwesivuno kudlula nje ukulawula imingcipheko. Kukwabandakanya ukuthatha amanyathelo asebenzayo ukukhusela imali yakho kwaye uphephe imigibe eqhelekileyo.

1. IiNdlela eziGqwesileyo zoKhuseleko

Soloko ulandela ezona ndlela zokhuseleko, ezifana nokusebenzisa izipaji zehardware ngezixa ezikhulu, ukwenza uqinisekiso lwezinto ezimbini (2FA) kuzo zonke ii-akhawunti, kunye nokulumka kuhlaselo lobuqhetseba. Ukongeza, sebenzisa kuphela amaqonga athembekileyo kwaye aphicothiweyo ukunciphisa umngcipheko wokuphulukana nemali yakho kubuthathaka bekhontrakthi ehlakaniphile.

2. Hlala uhlaziywa kwiiNguqulelo zeQonga

Amaqonga eDeFi ahlala ehlaziya iiprothokholi zawo, imigaqo, kunye neemeko. Olu tshintsho lunokuchaphazela isicwangciso sakho sokulima isivuno, ngakumbi ukuba zibandakanya ukuguqulwa kwezakhiwo zokuvuza, iifizi, okanye iithokheni ezixhaswayo. Hlala unolwazi ngokulandela izibhengezo zeqonga, ukujoyina iingxoxo zoluntu, kunye nokuphonononga rhoqo imimiselo yamaqonga owasebenzisayo.

3. Kuphephe iFOMO (Ukoyika Ukuphoswa)

Indawo yeDeFi iyakhawuleza, kunye namathuba amatsha okulima avela rhoqo. Ngelixa ithemba lembuyekezo ephezulu linokuhenda, kuphephe ukwenza izigqibo ezikhawulezileyo ezisekelwe kwiFOMO. Soloko uqhuba uphando olucokisekileyo ngaphambi kokuba unikele ngemali yakho kulo naliphi na iqonga elitsha okanye isicwangciso. Qwalasela imingcipheko enokubakho kunye nemivuzo, kwaye uqinisekise ukuba eli thuba lihambelana neenjongo zakho zotyalo-mali zizonke.

6. Izihloko eziphambili

Njengoko usiba namava ngakumbi ngokulima kwesivuno, unokufuna ukujonga iindlela eziphucukileyo ezinokuphucula imbuyekezo yakho okanye unciphise umngcipheko. Eli candelo lijonge kwizihloko ezifana nokulima kwesivuno esixhaphakileyo, ukubiyelwa kwelahleko engapheliyo, ukulima kweDeFi, kunye nendima yolawulo lwamathokheni kwi-ecosystem ye-DeFi.

6.1. UkuLima okuPhuhliweyo kweZivuno

Ukulima kwesivuno esiphuhlileyo sisicwangciso esibandakanya ukuboleka ii-asethi ezongezelelweyo ukwandisa ukuchanabeka kwakho kwithuba elithile lokulima isivuno. Le ndlela inokwandisa imbuyekezo yakho enokwenzeka kunye nobungozi bakho. Lo mbono ufana nokusebenzisa i-leverage kwizemali zemveli, apho uboleka khona imali ukuze utyale imali engaphezulu kunokuba ubunayo ekuqaleni.

Ingaba isebenza kanjani:

1. Ii-Asethi zokuboleka: Kwiiplatifomu ezifana ne-Aave okanye i-Compound, ungafaka isibambiso (umzekelo, i-ETH okanye i-stablecoins) kwaye uboleke ezinye ii-asethi. Umzekelo, ungafaka i-ETH kwaye uboleke i-DAI, onokuyisebenzisa kwisicwangciso sokulima isivuno.
2. Ukubonelela ngeLiquidity: Ii-asethi ezibolekiweyo zongezwa kwindawo yokuhlawula amatyala, apho unokufumana imbuyekezo kwimirhumo yokurhweba kunye nenkuthazo yeqonga. Ngokusebenzisa amandla, une-asethi eninzi echibini kunokuba ubuya kwenza ngediphozithi yakho yokuqala, ukwandisa umvuzo wakho onokubakho.
3. Ukubuyisela imali-mboleko: Ekuhambeni kwexesha, kuya kufuneka uhlawule izinto ezizibolekiweyo kunye nenzala. Injongo yeyokuba imbuyekezo yokulima isivuno idlule iindleko zemboleko, okukhokelela kwingeniso eseleyo.

Imingcipheko eBandakanyiweyo:

• Umngcipheko wokupheliswa: Ukuba ixabiso lesibambiso sakho liwela ngaphantsi komda othile (ngenxa yokuhla kwexabiso kwii-asethi ozifakile), isikhundla sakho sinokutshitshiswa liqonga lokubuyisela imali mboleko. Oku kunokukhokelela kwilahleko enkulu.
• Inzala yoMngcipheko: Amaxabiso okuboleka kwiiplatifomu zeDeFi anokuguquguquka, oku kuthetha ukuba banokunyuka ngokuhamba kwexesha. Ukuba ixabiso lokuboleka linyuka ngaphezu kwembuyekezo yesivuno sakho sokufama, isicwangciso sisenokungabi nangeniso.
• Ukuguquguquka kweNtengiso: Izikhundla ezixhasiweyo zinovakalelo ngakumbi kwiintshukumo zentengiso. Ngelixa benokwandisa inzuzo kwimarike yenkomo, banakho nokukhulisa ilahleko ngexesha lokuhla.

Ukulima kwesivuno esiphuhlileyo sisicwangciso esisemngciphekweni ophezulu, esinomvuzo ophezulu esilungele amafama anesivuno esinamava abuqondayo ngocoselelo umngcipheko kwaye anezixhobo zokubeka iliso nokulawula iindawo zabo ngokufanelekileyo.

6.2. I-Impermanent Loss Hedging

Ukubiyelwa kwelahleko okungapheliyo kubhekiselele kumacebo ajolise ekunciphiseni okanye ekupheliseni umngcipheko welahleko engapheliyo kumanzi ombane. Ngenxa yokuba ilahleko engapheliyo inokutshabalalisa inzuzo yokufama kwesivuno, ngakumbi kwiimarike eziguquguqukayo, iindlela zokukhusela zinokuba nexabiso kubaboneleli bemali yokuhlawula amatyala abafuna ukukhusela utyalo-mali lwabo.

Ubuchule obuQhelekileyo bokuHedging:

1. Ukusebenzisa i-Derivatives: Enye indlela kukusebenzisa iinketho okanye iikhontrakthi zexesha elizayo ukubiyela ngokuchasene nokunyuka kwamaxabiso kwiithokheni ngaphakathi kwephuli yokuhlawula amatyala. Umzekelo, ukuba ubonelela ngemali yokuhlawula amatyala kwi-ETH/USDT pool, ungathenga inketho yokubeka kwi-ETH ukukhusela ekuhla kwexabiso okubalulekileyo.
2. Amachibi e-Stablecoin: Ukubonelela ngamanzi kumachibi aquka i-stablecoins (umz., USDC/DAI) yindlela ethe ngqo yokunciphisa ilahleko engapheliyo. Ekubeni ixabiso le-stablecoins lizinzile, umngcipheko wokuhlukana kwexabiso uyancitshiswa, okukhokelela ekulahlekeni okuphantsi okungapheliyo.
3. IiNkqubo ezingapheliyo zoKhuseleko lweLahleko: Amanye amaqonga e-DeFi, afana ne-Bancor, abonelela ngeenkqubo zokukhusela ilahleko ezingapheliyo ezibuyekeza ababoneleli bemali yokuhlawula amatyala ukuba bafumana ilahleko ngenxa yokwahluka kwamaxabiso. Ezi nkqubo zihlala zifuna ukuba ugcine amanzi akho echibini kangangexesha elincinane ukuze ufanelekele ukukhuselwa.

Ingqwalasela:

• Izicwangciso zokukhusela zingabandakanya iindleko ezongezelelweyo, njengemirhumo yokuthenga ukhetho okanye ikamva. Kubalulekile ukulinganisa ezi ndleko ngokuchasene nenzuzo enokubakho yokubiyela.
• I-hedging yelahleko engapheliyo sisicwangciso esiphambili esifuna ukuqonda kakuhle zombini iindlela ze-DeFi kunye nezixhobo zemali zemveli.

6.3. ULimo lweDeFi

Ukulima kwe-DeFi, ngamanye amaxesha kubhekiselwa kuko “njengolimo olunobumanzi,” kubandakanya usetyenziso olucwangcisiweyo lwamaqonga ohlukeneyo eDeFi ukwandisa isivuno kwiiprothokholi ezahlukeneyo. Le ndlela isoloko ibandakanya ukulima kwiithokheni zolawulo, ukuthatha inxaxheba ekubambisaneni, kunye nokwandisa izivuno ezidibanisa isivuno ukuze kwandiswe imbuyekezo.

Izinto eziphambili:

1. Iimpawu zoLawulo: Amaqonga amaninzi e-DeFi avuza ababoneleli bemali yokuhlawula amatyala ngamathokheni olawulo, anika amalungelo okuvota kuphuhliso lweqonga kunye nezigqibo zolawulo. Ezi mpawu zihlala zibekwe okanye ziphinde zityalwe kwiqonga ukuze ufumane imivuzo eyongezelelweyo, ukudala umphumo odibeneyo.
2. Staking kunye nemivuzo: Ukubamba amathokheni kwiiprothokholi zeDeFi kunokuvelisa imivuzo ehambelanayo. Amafama anesivuno esithe kratya ahlala ethatha inxaxheba kuluhlu olunembuyekezo ephezulu, ngakumbi xa iinkqubo ezintsha okanye iithokheni zisungulwa zikhuthaza abathathi-nxaxheba kwangethuba.
3. Isivuno Aggregators: Ukusebenzisa i-aggregators yesivuno njenge-Yearn Finance okanye i-Harvest Finance, amafama e-DeFi anokwenza inkqubo yokuhambisa imali phakathi kwamaqonga ahlukeneyo ukubamba isivuno esiphezulu esinokubakho. La maqonga ahlalutya iimeko zemarike kunye neepotfoliyo zokuhlengahlengiswa ukuze kwandiswe imbuyekezo, ezenza isixhobo esiphambili sokulima isivuno esiphezulu.

Imingcipheko kunye neNgqwalasela:

• Ukulima kweDeFi kufuna ukubekwa esweni nolawulo oluqhubekayo. Iimeko zemarike kunye nezikhuthazo zeqonga zingatshintsha ngokukhawuleza, ezichaphazela inzuzo yezicwangciso zakho.
• Ukwahluka kubalulekile kulimo lweDeFi ukusasaza umngcipheko kumaqonga amaninzi kunye neethokheni.

6.4. Iimpawu zoLawulo

Iimpawu zolawulo ziyinxalenye ebalulekileyo ye-ecosystem ye-DeFi, njengoko inika abanini amandla okuvota kwizigqibo eziphambili ngaphakathi kweprotocol, njengotshintsho kwimithetho yeqonga, izakhiwo zentlawulo, okanye ukuqaliswa kweempawu ezintsha. Ezi tokens zisoloko zisasazwa njengembuyekezo kubathathi-nxaxheba ekulimeni isivuno, ukubekelwa bucala, kunye nokubonelela ngemali yokuhlawula amatyala.

Iindima kunye neeNzuzo:

• Amandla okuvota: Iithokheni zolawulo zivumela abanini ukuba bacebise kwaye bavote kwiinguqu kwiprotocol. Oku kunokubandakanya izigqibo kuluhlu olutsha lwamathokheni, utshintsho kumazinga enzala, kunye nendlela yokwaba imivuzo yeqonga.
• Ukwabelana ngeRhafu: Amanye amaqonga asasaza inxalenye yengeniso yeprotocol kubaphathi bamathokheni olawulo, ukubonelela ngengeniso eyongezelelweyo.
• Ixabiso lexesha elide: Amathokheni olawulo anokuqonda ngexabiso njengoko iqonga likhula kwaye liphumelela ngakumbi. Ukubamba la mathokheni kunokubonwa njengotyalo-mali lwexesha elide kwixesha elizayo leqonga.

Iingozi:

• Ukuguquguquka kweNtengiso: Amathokheni olawulo anokuthi aguquke kakhulu, ngokukodwa kwiiplatifti ezintsha okanye ngexesha lokuhla kweemarike. Ixabiso lezinto oziphetheyo lingaguquguquka kakhulu.
• Umngcipheko weCentralization: Kwezinye iimeko, inani elincinci labanini abakhulu linokulawula amandla okuvota, nto leyo enokukhokelela kwizigqibo ezibazuzisayo ngeendleko zabanini abancinci.

isiphelo

Ukulima kwesivuno kuye kwaliguqula ilizwe lezemali ebekwe eluntwini (DeFi), inika abanini be-cryptocurrency iindlela ezintsha zokufumana imbuyekezo kwizinto zabo. Ngokubonelela nge-liquidity, i-staking tokens, okanye ukuthatha inxaxheba kwiiprothokholi ezahlukeneyo ze-DeFi, amafama esivuno anokuvelisa imivuzo ebalulekileyo. Nangona kunjalo, lo mda mtsha wemali awunamingcipheko yawo, kwaye impumelelo kulimo olunemveliso ifuna ukuqonda okunzulu kweengqikelelo ezisisiseko, amaqonga kunye namaqhinga.

Kulo lonke eli nqaku, siphonononge iziseko zokufuya isivuno, kuquka indlela esebenza ngayo kunye neenzuzo zayo. Siye saxoxa ngendlela yokukhetha iqonga elifanelekileyo ngokuqwalasela izinto ezifana nokhuseleko, iifizi, kunye namathokheni axhaswayo. Ukuqonda iikhonsepthi ezingundoqo ezinje ngepoolity pools, ii-automated market makers (AMMs), kunye nelahleko engapheliyo kubalulekile ekulawuleni umngcipheko kunye nokwandisa imbuyekezo. Sikwacacisile amanyathelo okuqalisa ngokufama isivuno, ukusuka ekusekweni isipaji ukuya ekuboneleleni ngemali ekhoyo kwiqonga leDeFi.

Kwabo bajonge ukomeleza imisebenzi yabo yokufama isivuno, siye sajongana namacebo adumileyo afana nestaking, imigodi ye-liquidity, kunye nokusetyenziswa kwe-aggregators yesivuno. Sikwagxininise ukubaluleka kobuchule bolawulo lomngcipheko olufana nolwahlulo, ukubeka iliso rhoqo, kunye nokukhusela ilahleko okungapheliyo. Okokugqibela, izihloko eziphambili ezifana nokulima kwesivuno esixhaphakileyo, ukubiyelwa kwelahleko okungapheliyo, ukulima kweDeFi, kunye neethokheni zolawulo ziye zajongwa, zinika iindlela ezintsonkothileyo kumafama anamava esivuno.

Njengoko i-ecosystem ye-DeFi iqhubeka nokukhula kwaye ikhula, ukulima isivuno kuya kuba yeyona nto ibalulekileyo ye-cryptocurrency landscape. Nangona kunjalo, imeko eguquguqukayo kunye nokutshintsha ngokukhawuleza kwesi sithuba ifuna ukuqapha rhoqo, uphando olunzulu, kunye nokuzimisela ukuziqhelanisa. Nokuba ungumqali oqala ngokulima isivuno okanye umthathi-nxaxheba onamava ojonge ukwandisa izicwangciso zakho, ukuhlala unolwazi kunye nokulawula imingcipheko ngokufanelekileyo kuya kuba ngundoqo kwimpumelelo yakho.